Boat Insurance

Get the proper protection for your boat or watercraft.



The right boat or watercraft insurance policy will properly protect you from financial loss. If your boat is damaged or destroyed by an accident, fire, theft, or other event, the right policy will also help you get back on the water quick. The proper boat insurance policy can be the difference between a minor inconvenience and a major hassle.

Boat insurance protects you by paying for damage or injury you cause others while driving your boat; damage to your boat or injury to you or your passengers in your boat from a crash; and certain other occurrences such as theft and vandalism. Without insurance, you risk having to pay the full cost of any harm you cause others with your boat.

An boat insurance policy is essentially a contract between you and your insurance company. You pay a premium at a regular interval and the insurance company is legally responsible to cover damages that your policy covers.

With Insurance Professionals of Arizona you have options when it comes to insuring your boat or watercraft. Here are a few of the coverages some of our carriers offer..

“If you live in Mesa, Gilbert or Scottsdale, IPA can help properly protect your boat or watercraft.”

Mesa Boat Insurance

• Propulsion Plus coverage for mechanical breakdowns. Yes, that is right. We actually have a policy that will cover mechanical breakdowns. Make sure you ask us about this coverage which will repair or replace the lower unit of an outboard motor, or upper and lower units of an inboard/outboard motor if you have a mechanical breakdown, even if the reason for the breakdown is wear and tear….AMAZING.

• On the water towing. We can get you a policy that will pay for towing, fuel delivery, soft ungroundings and jump starts if your boat breaks down on the water. The carrier will even arrange for the tow and pay the tow company directly in most cases.

• Total loss replacement for brand new boat. If your boat is no more than 1 model year old you can add this coverage. If your boat is totaled within 5 model years, our carrier will either buy you a new one or give you the amount you originally paid for your boat, the choice is yours. If your boat is outside the 5 year window, you still get the original price you paid for your boat, no depreciation. AMAZING.

Make sure you boat is insured well with our incredible boat insurance policies.

*Boat insurance offered through Progressive and other insurance carriers. Most coverages discussed on this page are offered on the Progressive boat policy. Make sure mention you want these coverages when discussion your boat insurance with one of our agents.


Insurance coverage from IPA Is Provided By These Trusted Insurance Companies.